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Income Tax Guide for IT Exports

Section 152A-D, 1% WHT exemption, super tax & tax holiday under Section 108 for IT exports

Section 154: 1% WHT Super Tax Exempt Tax Holiday Filing Deadlines
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Key Data & Rates

Individual Tax Slabs (FY 2024-25)
Rates for salaried/freelancers Verified May 3, 2026
Range (PKR)RateFixed TaxEffective Reference
0-600K0%00% Finance Act 2025, First Schedule...
600K-1.2M5%30K2.5% Finance Act 2025, First Schedule...
1.2M-2.2M15%90K7.5% Finance Act 2025, First Schedule...
2.2M-3.2M25%310K11.9% Finance Act 2025, First Schedule...
3.2M-4.1M30%470K12.7% Finance Act 2025, First Schedule...
4.1M+35%675K35% excess Finance Act 2025, First Schedule...
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IT Export Tax Rates (Tax Year 2025)
Applicable tax rates for IT and ITeS exporters as per Finance Act 2025 Verified May 3, 2026
Income Bracket (PKR)Tax RateNotes Reference
Up to 600,0000%Exempt threshold Finance Act 2025, First Schedule...
600,001 — 1,200,0005%Slab 1 Finance Act 2025, First Schedule...
1,200,001 — 2,400,00015%Slab 2 Finance Act 2025, First Schedule...
2,400,001 — 3,600,00025%Slab 3 Finance Act 2025, First Schedule...
3,600,001 — 6,000,00030%Slab 4 Finance Act 2025, First Schedule...
Above 6,000,00035%Top bracket Finance Act 2025, First Schedule...
IT/ITeS Exports (Registered PSEB)1% FEDUnder SRO 1128(I)/2011, 0.25% on exports ITO 2001, Section 154 + SRO 1128...
IT/ITeS Exports (Non-Registered)1% FEDStandard rate Finance Act 2025, Section 154 — ...
Freelance IT Services1% FED + WHTSubject to active taxpayer status ITO 2001, Section 154 — Freelanc...
Foreign Remittance via banking0% FEDMust declare as IT export on PRC form Finance Act 2025 — Foreign Remit...
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FBR Portals & Systems
Key FBR digital platforms for IT companies Verified May 3, 2026
PortalURLPurpose Reference
IRISiris.fbr.gov.pkIncome Tax filing (Individual/Company) FBR IRIS – Tax Return Filing
e-FBRe.fbr.gov.pkSales Tax registration & filing FBR ATL – Active Taxpayer List
WEBOCweboc.gov.pkCustoms declarations (import/export) WeBOC – Web-Based One Customs
DIRBSdirbs.pta.gov.pkMobile device IMEI registration FBR TaxRay – AI Tax Assistant
PRALpral.com.pkFBR IT Wing (system support) FBR Budget 2025-26 Page
ATL (Active Taxpayer List)fbr.gov.pk/atlVerify active taxpayer status FBR Budget 2025-26 Page
FBR TaxRayfbr.gov.pkAI-based taxpayer info portal FBR Budget 2025-26 Page
VOSS (Virtual One Stop Shop)fbr.gov.pkBusiness registration portal FBR Budget 2025-26 Page
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ITO 2001 — Key Sections for IT/ITeS Companies
Income Tax Ordinance 2001 sections directly affecting IT companies, IT exporters, startups, and freelancers Verified May 3, 2026
SectionSubjectRatePSEB BenefitStatus Reference
154AWHT on IT/ITeS exports0.25% (PSEB) / 1% (non-PSEB) final tax0.25% vs 1%Active — TY2024-2026 http://103.171.122.217/mirrored_... ITO 2001 — Amended Feb 2026
65F(b)Startup tax credit — 100% for 3 years0% for 3 tax yearsPSEB registration mandatoryActive http://103.171.122.217/mirrored_... Finance Act 2025
6AE-commerce/digital marketplace WHT1% digital / 2% CoDN/A — marketplace operatorsNew — Finance Act 2025 https://download1.fbr.gov.pk/Doc... Tax Laws Amendment Ordinance 2025
153(1)(b)WHT on domestic IT services4% (IT/ITeS) vs 6% generalNo PSEB differentialActive
4CSuper tax (high earners)1-4% if income > PKR 150MNo PSEB differentialActive — Finance Act 2025
113Minimum tax on turnover1.5% of turnoverNo PSEB differentialActive
113CAlternative Corporate Tax17% of accounting incomeNo PSEB differentialActive
2(62A)Startup definitionTurnover < PKR 100MPSEB registration requiredActive
2(30AD)IT services definitionSoftware, web, BPO, cloudPSEB coverageActive
2(30AE)ITeS definitionCall centers, data processingPSEB coverageActive
154WHT on goods exports1% minimum taxN/AActive
— (omitted)Old IT export exemption (Clause 133 Second Schedule)Was 0% on all IT export incomeRemovedOmitted by Finance Act 2021
65F(c) (omitted)Old IT export tax creditWas 100% creditRemovedOmitted by Finance Act 2022
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IT Export Income Tax Filing Process

Step 1
Register for NTN
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Get National Tax Number from FBR via IRIS (iris.fbr.gov.pk)

Step 2
Register with PSEB
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PSEB registration enables 0.25% WHT rate on export proceeds

Step 3
Receive Export Payment
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Client pays via authorized bank channel

Step 4
Bank Issues FFR/PRCL
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Bank confirms realization within 180 days

Step 5
Calculate WHT
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PSEB-registered: 0.25%. Non-PSEB: 1% under Section 154A/152A

Step 6
File Monthly Returns
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Submit WHT returns by 15th of following month

Step 7
File Quarterly Statement
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Submit quarterly withholding statement to FBR

Step 8
File Annual Return
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Submit income tax return by September 30

Step 9
Maintain ATL Status
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Ensure Active Taxpayer List status by filing on time

Step 10
Claim Section 65B Tax Credit
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Investment in new IT equipment earns tax credit

Details & Regulations

Section 154A — IT Export Tax RegimeSOURCE VERIFIED

VERIFIED from FBR sources

If you're in the IT/ITeS business and you export, Pakistan gives you one of the most generous tax deals in the world:

Section 154A, Second Schedule → Income Tax Ordinance 2001:
Income from IT and IT-enabled services (ITeS) exported from Pakistan is subject to a final tax on gross turnover received through proper banking channels.

Source: TaxPills — IT Sector Taxation in Pakistan 2024 | FBR

✓ Correction: The correct provision is Section 154A (NOT Section 150(2B) as previously stated on this page). This has been verified from FBR sources.

What does "final tax" mean?

"Final" means that's it ✓ no more tax on that income. You don't need to add it to your normal tax return and calculate a higher rate. The 0.25% or 1% is the complete and final tax obligation on your IT export income.

What qualifies as IT/ITeS exports?
  • Software development — custom apps, SaaS, mobile apps
  • IT consulting — technical advisory, architecture, DevOps
  • Web development & design — websites, e-commerce, UI/UX
  • BPO services — call centers, data entry, virtual assistants
  • IT training — online courses for foreign students
  • Cloud services — hosting, managed services for foreign clients
  • Freelance IT services — Upwork, Fiverr, direct contracts
Conditions for Final Tax Regime
  1. Income tax return filed
  2. Withholding statements filed (if you are a withholding agent)
  3. Sales tax return filed if required under Federal/Provincial sales tax laws (Finance Act 2024 abolished this requirement for FTR claim)
  4. No credit of foreign taxes paid allowed against this tax
Critical Condition: The income MUST be received in foreign exchange through proper banking channels (State Bank of Pakistan regulations). Cash, hawala, or informal transfers do NOT qualify.
How does the tax get collected?

The tax is collected through Withholding Tax (WHT) by the bank when the foreign remittance lands in your account. You'll see it on your bank statement as a deduction. In most cases, you don't even need to deposit it separately — the bank does it for you.

Example: You receive $10,000 from a US client. At PKR 280/$, that's Rs. 2,800,000.

  • With PSEB: Bank deducts 0.25% = Rs. 7,000 — You receive Rs. 2,793,000
  • Without PSEB: Bank deducts 1% = Rs. 28,000 — You receive Rs. 2,772,000

0.25% (Federal/ICT) vs 1% — The PSEB FactorSOURCE VERIFIED

ScenarioRateSectionStatus
IT Export — PSEB Registered 0.25% (Federal/ICT) 154A, Second Schedule VERIFIED
IT Export ✓ No PSEB 1% (Federal/ICT) 154A, Second Schedule VERIFIED
IT Export ✓ Non-Filer Double Rate 154A VERIFIED
Standard Corporate Tax 29% First Schedule, Part I, Div II VERIFIED
Savings Comparison
Export Income (PKR/year)With PSEB (0.25%)Without PSEB (1%)Normal Rate (29%)
10,000,000 class="text-success fw-bold">Rs. 37,000 class="text-warning fw-bold">Rs. 100,000 class="text-danger">Rs. 2,900,000
50,000,000 class="text-success fw-bold">Rs. 125,000 class="text-warning fw-bold">Rs. 500,000 class="text-danger">Rs. 14,500,000
100,000,000 class="text-success fw-bold">Rs. 250,000 class="text-warning fw-bold">Rs. 1,000,000 class="text-danger">Rs. 29,000,000

Source: TaxPills — IT Sector Taxation in Pakistan

pseb-requirement">

PSEB Registration RequirementSOURCE VERIFIED

VERIFIED

PSEB registration is the differentiating factor between 0.25% (Federal/ICT) and 1%. Your PSEB registration number must be valid.

How to register with PSEB
  1. Visit tms.techdestination.com
  2. Create an account on the PSEB portal
  3. Fill the registration form with company/freelancer details
  4. Attach: NTN, CNIC, SECP certificate (if company), bank certificate
  5. PSEB verifies and issues registration
  6. Share your PSEB certificate with your bank to ensure 0.25% WHT deduction
Pro tip: Banks sometimes default to 1% (no PSEB) if they don't have your PSEB certificate on file. Submit a copy to your branch manager to get the 0.25% rate.

How It Works in PracticeSOURCE VERIFIED

1. Invoice Client
Bill your foreign client in USD or foreign currency
2. Receive Payment
Funds land in your PKR account via proper banking channel
3. Bank Deducts 0.25%
Bank withholds tax and deposits to FBR
4. File Tax Return
Declare export income + WHT in annual return
Mixed Income: If you have both export income (0.25%/1% FTR) and domestic income (normal rate), they're treated separately. Your tax return will show two categories: "Final Tax — IT Exports" and "Normal Income." You only pay normal rates on the domestic portion.

How to File as an IT ExporterSOURCE VERIFIED

Step-by-step filing process:
  1. Ensure you're on ATL (Active Taxpayer List) — File on time to stay on the list
  2. Login to IRIS (iris.fbr.gov.pk)
  3. Fill the Wealth Statement — Declare assets, liabilities, and income
  4. Declare IT Export Income — Under "Income from Business" — select the IT export category
  5. Enter WHT credits — The 0.25%/1% deducted by banks should appear as a tax credit
  6. Declare domestic income separately (if any) — This is taxed at normal rates
  7. Submit return before deadline
Forms needed:
FormPurposeWho Files
Income Tax ReturnAnnual income declarationAll taxpayers
Wealth StatementAssets & liabilities declarationCompanies & individuals (if income > Rs. 1M)
Statement of AssetsDetails of owned assetsAll
Annual Income Tax Return (Company)Corporate return filingPvt Ltd companies

Section 6A — E-Commerce/Digital Platform Tax (NEW 2025)SOURCE VERIFIED

Per the Finance Act 2025, a new Section 6A was inserted into the ITO 2001 for digital marketplace/e-commerce taxation:

Payment TypeWHT RateExemption
Digital/electronic payment1%Exempt if exporter provides banking channel proof
Cash on Delivery (CoD)2%No exemption
IT Export Impact: Section 6A applies to marketplace operators, not to IT service exporters. IT companies exporting software/services remain under Section 154A (0.25%/1%). However, IT companies running e-commerce platforms must comply with Section 6A collection requirements.

Section 65F — Startup Tax HolidaySOURCE VERIFIED

IT startups registered with PSEB can claim a 100% tax credit for 3 years under Section 65F(b) of the ITO 2001:

  • Eligibility: PSEB-registered startup + turnover < PKR 100 million
  • Benefit: 0% income tax for first 3 tax years
  • Definition (Section 2(62A)): Startup = entity registered with PSEB, not formed by splitting/reconstituting existing business
  • IT/ITeS definition (Section 2(30AD/AE)): Broadly covers software, web services, BPO, cloud computing, data processing
Removed provisions: The old IT export income exemption (Second Schedule Clause 133 — 0% tax on export income) was omitted by Finance Act 2021. The old Section 65F(c) 100% credit for IT export income was omitted by Finance Act 2022. Current regime: 0.25%/1% WHT under Section 154A is the only preferential rate available.

Super Tax — Section 4CSOURCE VERIFIED

VERIFIED

Introduced in Finance Act 2022, the Super Tax is an additional tax on "imputable income" (progressive). It applies on a very high threshold — most IT exporters won't be affected.

Imputable Income (PKR)Super Tax Rate
Up to 150 million0%
150M–200M1%
200M–250M1.5%
250M–300M2.5%
300M–350M3.5%
350M–400M5.5%
400M–500M7.5%
Above 500M10%
Does Super Tax affect IT exporters?
The math: "Imputable income" is your total income before exemptions. For IT exporters on 0.25% FTR, you'd need approximately Rs. 17.5 billion gross turnover to hit the first slab (150M imputable income ÷ 0.25% = 60B, but the calculation is more nuanced). For 1% FTR exporters, approximately Rs. 4.4 billion turnover. The vast majority of IT companies won't pay any super tax.

Source: TaxPills | TaxationPk

Minimum Tax ExemptionSOURCE VERIFIED

VERIFIED

IT exporters are exempt from minimum tax under Section 113.

Clause (133), Part-I, Second Schedule of the Income Tax Ordinance 2001 provides that exports of computer software, IT Services or IT-enabled services are exempt from the minimum tax provisions of Section 113.

Source: FBR Clarification on IT Export Tax Exemption

Additionally, since IT export income is already subject to a final tax (0.25%/1% under Section 154A) collected at source by banks, Section 113's minimum tax does not apply separately. However, if you have domestic income alongside exports, Section 113 may apply to the domestic portion.

Startup Tax Provision — 100% Tax CreditSOURCE VERIFIED

VERIFIED

100% Tax Credit for IT Startups

Startups can claim a 100% tax credit (not exemption — credit against tax). This is available for:
  • Companies commenced on or after July 1, 2012
  • Technology-driven business
  • Registered with PSEB
  • Annual turnover < Rs. 100 million
  • Return + WHT statements + sales tax return filed
How long does the credit last?

The credit is available for the year of PSEB certification plus the following 2 years (3 years total).

Startups can also obtain an exemption certificate from WHT under Section 153/154/154A.

Freelancer Tax TreatmentSOURCE VERIFIED

VERIFIED

Freelancers receiving foreign remittance for IT/IT-enabled services fall under Section 154A (export of services):

Section 236Y: Payment through debit/credit card for foreign transactions: 5% (filer), 10% (non-filer). This is separate from the export tax and applies to card payments.

Filing Deadlines & ExtensionsSOURCE VERIFIED

Taxpayer TypeNormal DeadlineExtended (Typical)
Companies30 September31 December (with extension)
Individuals (Salaried)30 September31 December
Individuals (Business)30 September31 December
Association of Persons (AOP)30 September31 December

WHT statements: Monthly (by 15th of following month)

Miss the deadline and you risk:
— Removal from ATL ✓ higher WHT rates on ALL transactions
— Penalty: Rs. 1,000 (per §182 ITO 2001) to Rs. 40,000 for individuals, up to 2x tax for companies
— Default surcharge at KIBOR + 3% (Federal) per annum (as of April 2026)

ATL MaintenanceSOURCE VERIFIED

The Active Taxpayer List (ATL) determines filer vs non-filer status. Non-filers pay roughly double WHT rates across all sections.

  • Property purchase/sale requires ATL status
  • Vehicle registration requires ATL status
  • Bank loan applications require ATL status
  • Government tenders require ATL status
ATL checklist:
— File your annual return before the deadline (30 Sep, typically extended to 31 Dec)
— Verify you appear on ATL at iris.fbr.gov.pk
→ If you miss it, file immediately — ATL updates within 24-48 hours

IT Export Tax CalculatorSOURCE VERIFIED

Income Tax Calculator — IT Exports (Section 154A)
Tax Calculation
Gross Export IncomeRs. 20,000,000
Income Tax Rate0.25% (Federal/ICT)
Income Tax PayableRs. 50,000
Super TaxRs. 0 (0% — below threshold)
Total Tax (approx.)Rs. 50,000

Super tax is calculated on imputable income. Most IT exporters won't hit the threshold. Section 154A extended till June 30, 2026.

Frequently Asked QuestionsSOURCE VERIFIED

SOURCE VERIFIED

Yes! Individual freelancers exporting IT services also qualify under Section 154A, provided they are PSEB-registered and receive payments through proper banking channels. Without PSEB, freelancers pay 1%.

SOURCE VERIFIED

They're treated separately. Export income gets 0.25%/1% final tax (Federal/ICT). Domestic income is taxed at normal rates (29% corporate or individual slab rates, plus 6% WHT on IT services under Section 153). Your tax return will show both categories.

SOURCE VERIFIED

No. Since it's a "final tax" regime on gross turnover, you cannot claim deductions/expenses against IT export income. The 0.25%/1% is on the gross amount. This is the trade-off for the simplicity and low rate.

SOURCE VERIFIED

This usually happens because: (a) Your PSEB certificate isn't on file with the bank, or (b) you're a non-filer (double rate). Contact your branch manager with your PSEB certificate. If excess tax was deducted, you can claim a refund in your annual tax return.

SOURCE VERIFIED

Yes! Even if all your tax is collected by the bank, you must still file an annual income tax return. This is required to stay on ATL and declare other income/assets. One of the conditions for FTR under Section 154A is that the return must be filed.

SOURCE VERIFIED

The correct provision is Section 154A of the Income Tax Ordinance 2001, as listed in the Second Schedule. Some older references mention Section 150(2B), but the current applicable section is 154A. This has been verified from FBR sources and TaxPills.
ITO 2001 — 2025 Amendments & Key Definitions

The Income Tax Ordinance, 2001 has been amended through the Finance Act 2025 and Tax Laws Amendment Ordinance 2025.

Key Sections Amended in 2025 (Federal)
  • §6A — Reduced tax rate for PSEB-registered IT exporters (0.25% WHT)
  • §138 — Assessment procedures
  • §140 — Appeal provisions
  • §175B, §175C — Return filing requirements
  • §45A, §26, §27 — Tax deduction and collection
Digitally Delivered Services — Definition (Federal)

"Digitally delivered services" means any service delivered over the internet or electronic networks, where the delivery is automated and requires minimal or no human intervention.

This definition is critical for IT exporters — software-as-a-service (SaaS), cloud platforms, and automated digital services fall squarely within this definition, supporting the reduced tax treatment under §6A ITO 2001 — PSEB Reduced Tax for PSEB-registered companies.

Sources: ITO 2001 (Amended 31.07.2025) | ITO 2001 (Amended 20.02.2026) | Finance Act 2025
IT Exporter Tax Filing
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Monthly Tax Compliance
ITO Part III
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Sales Tax Act 1990
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SRO 981(I)/2015
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EOBI Act 1976
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SBP FE Manual
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ITO Section 156
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Annual Tax Compliance
ITO Section 114
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Companies Act 2017
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Companies Act 2017 Sec 42
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PSEB Act 2022
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Companies Act 2017 Sec 96
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ITO Section 116
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PSEB Act 2022
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Source Citations (101)
SRO 981(I)/2015 — Zero-rating IT/ITeS services
https://www.fbr.gov.pk/tax-laws-statutes
pk_only 2015 sro
https://download1.fbr.gov.pk/Docs/2025629106147620FInanceAct2025.pdf
pk_only 2025 law
https://download1.fbr.gov.pk/Docs/2024751675120641IncomeTaxOrdinance,2001-amended-upto30.06.2024.pdf
pk_only 2001 law
ITO Section 154 — 1% Final Tax on IT exports
https://download1.fbr.gov.pk/Docs/2024751675120641IncomeTaxOrdinance,2001-amended-upto30.06.2024.pdf
pk_only 2024 law
https://download1.fbr.gov.pk/Docs/2024751675120641IncomeTaxOrdinance,2001-amended-upto30.06.2024.pdf
pk_only 1990 law
ITO 2001 to 20Feb2026
https://download1.fbr.gov.pk/Docs/2026226162211364IncomeTaxOrdinance2001-Amended-20.02.2026.pdf
restricted pdf
ITO 2001 to 31Jul2025
https://download1.fbr.gov.pk/Docs/2025881983148210Income-Tax-Ordinance%2C-2001-Amended-upto-31.07.2025.pdf
restricted pdf
ITO 2001 to 30Jun2024
https://download1.fbr.gov.pk/Docs/2024751675120641IncomeTaxOrdinance%2C2001-amended-upto30.06.2024.pdf
restricted pdf
https://download1.fbr.gov.pk/Docs/2025629106147620FInanceAct2025.pdf
restricted pdf
https://download1.fbr.gov.pk/Docs/2024630146346801FinanceAct-2024.pdf
restricted pdf
https://download1.fbr.gov.pk/Docs/20236261762031274FinanceAct%2C2023.pdf
restricted pdf
https://download1.fbr.gov.pk/Docs/2025629106147620FInanceAct2025.pdf
restricted pdf
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